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5-ton heat pump & AC cost

A 5-ton system moves 60,000 BTU per hour. Below: what 5-ton equipment lists for online today, and what a DOE national-lab benchmark says it should cost installed.

Listed price, 5-ton ducted heat pump systems
$5,146–$7,076
3 systems, captured October 24, 2026
Installed benchmark, standard efficiency estimate
$10,552–$26,631
Midpoint $18,591
Installed benchmark, high efficiency estimate
$12,209–$30,498
Midpoint $21,353

Installed-cost benchmark by system type and efficiency

REMDB (National Laboratory of the Rockies, formerly NREL) replacement-cost regressions, restated from 2023 dollars with CPI-U. National averages: high-cost metros run above them. Ductwork, permits beyond the norm and panel work are not included. Method

System typeStandardMid-tier inverterHigh-efficiency / cold-climateListed equipment
Central heat pump (ducted split) $18,591
$10,552–$26,631
$19,819
$11,288–$28,349
$21,353
$12,209–$30,498
$5,146–$7,076
Mini-split heat pump $27,571
$16,542–$38,599
$27,998
$16,799–$39,198
$28,619
$17,172–$40,067
—
Central AC + gas furnace $11,406
$8,137–$15,209
$13,912
$9,641–$18,717
$16,214
$11,022–$21,940
$6,417
Heat pump only (outdoor unit swap) $7,390
$4,223–$11,824
$7,390
$4,223–$11,824
$7,390
$4,223–$11,824
$4,223

"Heat pump only" assumes the outdoor unit alone is replaced; its range is anchored on listed condenser prices, not REMDB, and is an estimate. AC + furnace assumes an 80,000 BTU/h, 80% AFUE furnace.

5-ton systems with listed prices

SystemTypeTonsSEER2HSPF2Rating sourceLowest listedRetailer
Goodman GLXS4BA6010 AC + furnace 5 14.3 — listing $6,417 HVACDirect
Trane A5HL5060A1000A Ducted heat pump 5 16 8.5 listing $5,146 HVACDirect
ACiQ ACIQ-60-HPD Ducted heat pump 5 17.5 9.5 ENERGY STAR $6,700 HVACDirect
Goodman GLZS5BA6010 Ducted heat pump 5 16 8.2 ENERGY STAR $7,076 HVACDirect
Goodman GLZS4BA6010 Condenser only 5 14.3 7.8 listing $4,223 HVACDirect +1

Is 5 tons the right size?

Tonnage should come from a room-by-room load calculation (ACCA Manual J), not from square footage alone. Insulation, windows, air leakage, ceiling height and climate can move the answer by a ton or more. An oversized system short-cycles, dehumidifies poorly and costs more up front; an undersized one runs constantly on design days.

If your contractor matched the old unit's size without a load calculation, ask for one. If two contractors quote different tonnages for the same house, ask both to show their Manual J.

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